Fuel Your Business Growth

Get the capital your business needs to grow. Checking rates takes a few minutes and won't impact your credit score.

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4.8/5 (2K+ reviews)
Business owners

About Us

About Topeka Credit

Topeka Credit delivers tailored funding solutions to help Kansas businesses achieve their growth objectives. Our team of financial experts brings decades of industry experience to create funding packages that align with your specific needs.

Real-Time Tracking

Monitor your application status through our secure dashboard with instant updates. Our transparent process shows exactly where your application stands and when your funds will arrive.

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Man using phone

No Commission Model

Our advisors work on salary, not commission, ensuring you receive unbiased recommendations focused on your business needs. We prioritize long-term relationships over short-term gains.

Competitive Rates

Benefit from our industry relationships to secure the most competitive rates available. Our streamlined approval process eliminates unnecessary paperwork, getting you funded faster.

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Our Products

Funding Solutions

Our financial products are designed to address specific business challenges and opportunities. Each solution aligns with your cash flow patterns.

Business Line of Credit

Flexible capital access with payments based only on what you use.

Starting at
1%per month
Up to $250,000 credit limit
Revolving line of credit
No prepayment penalty

Requirements

2+ years in business and good to excellent credit

Equipment Financing

Acquire essential equipment while preserving your working capital.

Starting at
5%per annum
Up to $1 million in financing
Up to 5 years repayment term
No prepayment penalty

Requirements

2+ years in business and new or used equipment purchase

Working Capital Loan

Quick operational funding with terms aligned to your revenue cycles.

Starting at
1.25%per month
Up to $500,000 funding amount
Up to 24 months repayment term
No prepayment penalty

Requirements

2+ years in business and $20K in monthly revenue

Testimonials

Client Stories

"Topeka Credit approved our application in just 48 hours when we needed inventory financing. Their team was responsive and professional throughout the process, and we received $75,000 in funding with terms that worked perfectly for our retail business in Kansas City."

Jennifer Blackwell

Jennifer Blackwell

Owner, Kansas Home Furnishings

"The rates Topeka Credit offered for our equipment financing were 2% lower than competitors. This saved us $12,000 over the term and enabled us to purchase the commercial kitchen equipment we needed for our restaurant in Overland Park. Their straightforward approach made the entire process efficient."

Michael Reeves

Michael Reeves

Managing Partner, Harvest Table Bistro

"What impressed me most about Topeka Credit was their transparency. They clearly explained all terms and fees upfront, with no surprises. We've been working with them for three years now, and they've become trusted advisors for all our funding needs in the Topeka area."

Sarah Winters

Sarah Winters

CEO, Elevate Digital Solutions

"When a major contract required immediate equipment upgrades, Topeka Credit delivered $250,000 in funding within 5 business days. This quick response prevented project delays and helped us meet our client's deadline, ultimately securing a long-term contract for our construction business in Wichita."

Robert Mendoza

Robert Mendoza

Operations Director, Precision Builders Group

"The online application took just 15 minutes to complete, and Topeka Credit's team guided me through each step. With the $125,000 working capital loan, we expanded our product line by 40% and increased quarterly revenue by $180,000 for our manufacturing business in Lawrence."

Elizabeth Chen

Elizabeth Chen

President, Innovative Manufacturing Solutions

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